On March 7, 2025, the California Department of Insurance issued Bulletin No. 20257 confirming that smoke damage may be covered under homeowners policies that insure against “direct physical loss or da...
Most employer disability plans are governed by ERISA, a federal law that sets strict rules for claims and appeals. This guide explains which plans are covered, the 180-day appeal deadline after a deni...
A Fresno court recently ruled that the California FAIR Plan must release inspection reports, internal notes, and other claim-related documents to policyholders within 15 days of a written request. Thi...
A recent California case has made it harder for homeowners to get insurance coverage for wildfire smoke and ash damage. Learn what you can do to protect your rights—especially if you were impacted by ...
